Apply any time.
Start online, 24/7. Enter your business details and upload recent bank statements. The initial application is designed for about 2–3 minutes; uploads and review can take longer.
THE APPLICATION PROCESS
Know what happens.
At every step.
Apply 24/7 and follow an automated journey through screening, pricing, document completion, final underwriting, and funding. Eligible files can complete without a required call; exceptions receive human review.
THE AHAVA AUTOMATED FUNDING PROCESS
From application
to funding. Online.
Apply 24/7. Eligible businesses that meet every required condition can move through the process without a required phone call. If a file needs a closer look, our underwriting team can step in.
Automated initial review.
The platform screens the application, bank activity, and business criteria. Any personal or business credit report must have the required authorization and permissible purpose before it is requested.
Receive preliminary pricing.
If the initial criteria are met, the platform prices the deal and presents the available preliminary terms. Pricing is subject to remaining conditions and is not final funding approval.
Complete your documents.
Use your secure application link to provide photo ID and any requested tax or supporting documents, review the agreement and disclosures, and sign electronically.
Final underwriting.
The platform checks the completed file and remaining underwriting conditions. A signed agreement alone does not mean final funding approval. Exceptions can be routed to the underwriting team.
Funding when cleared.
An eligible file that satisfies every required check can proceed through the automated funding process. Same-day funding may be available, subject to final approval, verification, completed documents, and bank processing cutoffs.
Initial application: approximately 2–3 minutes. Approval, document completion, and funding are separate stages.
Applications are available around the clock. Same-day funding is not guaranteed, and bank processing availability still applies. This website is a preview of the experience; it does not submit an application or perform underwriting.
BUILT TO MOVE YOUR APPLICATION FORWARD
Know your next step.
Without the guesswork.
Explore the stages of the digital journey. Your live application should show what has been received, what is being reviewed, and what you need to do next.
PROCESS PREVIEW · NOT A LIVE APPLICATION STATUS
01 / 06
Apply any time
Start online, 24/7. Enter your business details and upload recent bank statements. The initial application is designed for about 2–3 minutes; uploads and review can take longer.
No funding decision is calculated by this preview.
Before you start
Have your business name, contact details, time in business, average monthly revenue, and funding goal ready. Recent business bank statements may be requested.
Screening, credit, and pricing
The initial screening checks the application, bank statements, and configured credit criteria before automated pricing. Required authorization and permissible purpose must be established before any personal or business report is obtained. Additional authorized checks can be part of final underwriting. Pricing is conditional, not final approval.
Before accepting an offer
Review the amount you receive, total cost, payment or remittance schedule, term, guarantees, and any other obligations. Ask about anything that is unclear before signing.
After an agreement
The completed and signed file returns to final underwriting. If every required condition passes, the file can proceed through automated funding. Missing information or exceptions may require manual review. Bank cutoffs can affect funding time.
Digital first. Help when you need it.
The intended experience lets clients move through the process online, with support available for questions. This preview demonstrates the interface; it does not submit or review real applications.
Read common questionsReady to explore your options?
Start with your business needs. Review the details before you decide.