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FREQUENTLY ASKED QUESTIONS

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Answers about funding, applications, and where to go for help.

A LITTLE CLARITY

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What kind of funding can I explore?

Ahava offers merchant cash advances and unsecured business funding. The product structure and obligations will be explained in the specific offer and agreement.

What can I use business funding for?

Common needs include working capital, inventory, equipment, business expenses, and growth. Any restrictions depend on your funding agreement.

Do I need to put up collateral?

The funding described here is unsecured and does not require pledged collateral. Your agreement may include guarantees or other obligations; review the full terms before accepting.

How fast can the process move?

You can apply 24/7. Same-day funding may be available after the full file clears approval, verification, signed documents, and funding requirements. Bank processing cutoffs apply; same-day funding is not guaranteed.

What repayment terms are available?

Terms may extend up to 13 months, depending on the program and approved offer. Review the total cost and payment schedule alongside the term.

Can I complete the process online?

Eligible businesses that meet all required checks can complete Ahava’s automated process online without a required phone call. Exceptions may require extra documents or human review. This website preview is not yet connected to the live application platform.

Is a merchant cash advance a loan?

A merchant cash advance may be structured as a purchase of future business receivables. The specific agreement determines how the product works, including remittances, reconciliation, costs, and other obligations.

Does my credit score guarantee a tier?

No. Your credit profile helps determine the initial program bracket, but full underwriting considers your business, bank activity, cash flow, and other requirements. Final pricing and eligibility depend on the complete file.

What happens if the file cannot complete automatically?

It can be routed to the underwriting team for further review or additional information. Automated processing does not mean every applicant qualifies.

Need something explained?

Email info@ahavacapital.com(516) 435-2077 or call (516) 435-2077.

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