Ahava CapitalSilver, Gold, and Platinum reflect underwriting-based program brackets. Silver is available with a starting credit guideline of 550+. Gold is available with a starting credit guideline of 630+. Platinum is coming soon, with a planned starting guideline of 700+. The verified credit profile and complete underwriting file determine final placement and terms.
Your credit profile helps determine the initial program bracket. The full underwriting review determines eligibility, pricing, and final terms.
Available
Estimated credit score 550+. Select this program to start; verified credit and full underwriting determine your final placement.
Available
Estimated credit score of 630+. Verified credit and full underwriting determine final placement, funding amount, and terms.
Coming soon
Platinum is coming soon and is not open for applications. Planned starting credit guideline: 700+. Final criteria will be confirmed at launch.
Choosing a program does not establish qualification or reserve an offer. Silver offers terms up to 6 months, Gold up to 9 months, and Platinum up to 13 months. Final amounts, costs, terms, and eligibility depend on underwriting. Starting guidelines: Silver 550+; Gold 630+; Platinum 700+ (coming soon). These minimum guidelines overlap and do not assign an exclusive tier. A self-reported score is not a credit check, approval, or pricing offer. Verified credit and other underwriting criteria can change the final program.
Silver, Gold, and Platinum are underwriting-based tiers, not categories for how you plan to spend the money. A credit profile can help place an application in an initial bracket, but it does not guarantee funding or pricing.
Choose the program matching your estimated credit score, or select “I’m not sure.” Then share your business details, funding goal, and bank statements.
The platform applies the configured program rules to the credit profile, business performance, bank activity, cash flow, and other required criteria.
Available amounts, costs, payment schedules, terms, and guarantees are shown in the specific offer and agreement. Remaining conditions and final review still apply.
This preview does not contain your underwriting model or assign a tier. Maximum terms are 6 months for Silver, 9 months for Gold, and 13 months for Platinum. Maximums are not guaranteed terms. The displayed brackets organize application interest only. Your backend still needs the actual scoring model, bureau, score-selection rules, verification, and exception policies.
A score by itself does not guarantee a tier or an approval. Business revenue, bank activity, existing obligations, verification, and other credit-box requirements also matter.
All three programs begin with the same application. The backend determines the available program and pricing from the actual underwriting rules.
A file that cannot complete automatically may need additional documents or manual re-underwriting. That is a separate review path, not an automatic promise of approval or rejection.
Signing documents is one step. The completed file must satisfy final underwriting and all required funding conditions before disbursement.
Start with your business needs. Review the details before you decide.